Smart Financial Manager

This Privacy Policy governs the collection, use, and disclosure of personal information by Tocco ("we", "us", or "our") in connection with the Tocco mobile application ("App"). This Policy is compliant with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

By using our App, you consent to the practices described in this Policy.

We may collect the following types of information:

2.1 Personal Information

Personal information is defined under the Privacy Act as information or an opinion about an identified individual, or an individual who is reasonably identifiable.

When using our App, we may collect personal information that you provide to us, such as:

• Contact details if you communicate with us for support purposes
• Any other information you voluntarily provide to us

2.2 Financial Information

The App allows you to input financial data, including but not limited to:

• Account balances
• Transaction details (income, expenses, transfers, investments)
• Category information for financial transactions

2.3 Device Information

We may collect non-identifying information about your device, including:

• Device model and operating system
• App version
• General usage statistics (without identifying you personally)

2.4 Invitation Code Information

We may collect information related to invitation codes used in the App, which are obtained through Tocco's official social media accounts and other self-media channels. Invitation codes are used solely to identify the source channel of users, facilitating us in analyzing App usage data (such as activity levels, feature preferences, etc.).

It is important to note that invitation codes do not collect any personal privacy information of users. Whether an invitation code is used or not, it will not affect the normal use of the App's core functions, including accounting, data statistics, basic settings, and other functions.

We collect information in the following ways:

• Information you directly input into the App
• Information provided when you contact our support team
• Automatic collection through the App's functionality (device and usage information)
• Information related to invitation code usage when you choose to use an invitation code obtained from our self-media channels

We use the information we collect for the following purposes:

• To provide and maintain the App's functionality
• To enable you to track and manage your financial information
• To improve the App's features and user experience
• To respond to your inquiries and provide support
• To comply with legal obligations under Australian law
• To analyze user source channels and optimize App promotion strategies through invitation code-related data (without identifying individual users)

We will only use your personal information for the purposes for which it was collected, unless you have given your consent or we are required or permitted by law to use it for another purpose.

Your financial data is primarily stored locally on your device in accordance with our commitment to your privacy. We implement industry-standard security measures to protect your information from unauthorized access, disclosure, alteration, or destruction.

You are responsible for maintaining the security of your device and any authentication methods used to access your device.

While we take reasonable steps to protect your information, no method of electronic storage is completely secure, and we cannot guarantee absolute security.

We do not sell, rent, or otherwise disclose your personal or financial information to third parties, except in the following circumstances:

• With your express consent
• To our service providers who assist us in operating the App, subject to strict confidentiality obligations
• When required by law, court order, or government authority
• To protect our legal rights, privacy, safety, or property, or that of our users or the public

Any disclosure of personal information will comply with the APPs and other applicable Australian privacy laws.

Under the Privacy Act and APPs, you have the following rights regarding your personal information:

• The right to access the personal information we hold about you
• The right to request correction of your personal information if it is inaccurate, out of date, incomplete, irrelevant, or misleading
• The right to request that we delete your personal information in certain circumstances
• The right to withdraw your consent to our collection, use, or disclosure of your personal information (to the extent such consent was provided)

To exercise these rights, please contact us using the details provided in Section 10.

If we disclose your personal information to overseas recipients, we will take reasonable steps to ensure that those recipients do not breach the APPs in relation to your information, in accordance with APP 8.

By using the App, you consent to the possible cross-border transfer of your personal information as described in this Policy.

We may update this Privacy Policy from time to time. We will notify you of any material changes by updating the effective date at the top of this Policy and, where appropriate, through the App or other communication channels.

Your continued use of the App after the effective date of any changes constitutes your acceptance of the revised Policy.

If you have any questions, concerns, or requests regarding this Privacy Policy or our handling of your personal information, please contact us at:

Email: supporttocco-finance@outlook.com

We will respond to your inquiry in accordance with the requirements of the Privacy Act.